SBA small loan underwriting continues to evolve.
For SBA 7(a) loans under $350,000, lenders are now expected to apply their own prudent credit judgment while documenting repayment ability, analyzing borrower cash flow, and identifying competing debt obligations, including merchant cash advances.
Join Coleman Professional Training on Thursday, June 18, 2026, at 2:00 p.m. Eastern for a practical webinar examining how experienced SBA lenders are approaching small-loan underwriting under SBA’s current framework.
This session focuses on real-world underwriting execution, including:
• Verification of two months of borrower operating business checking account statements
• Identifying merchant cash advance obligations and repayment stacking risk
• Evaluating repayment ability on SBA small loans
• Cash flow analysis expectations for loans under $350,000
• Documentation practices supporting prudent credit decisions
• Using bank statement activity to evaluate operating businesses
• Common underwriting weaknesses appearing in SBA reviews
• Structuring efficient underwriting workflows without sacrificing credit quality
This is not a basic credit training session.
The webinar is designed for experienced SBA professionals who already have underwriting processes in place and want to compare how peers are balancing efficiency, borrower experience, portfolio performance, and SBA compliance expectations.
Includes: Recording and e-certification
Questions throughout the webinar are strongly encouraged.
