Michael Rogers, vice president communications for the Small Business Association of Michigan, talks with Michael Fabian, of Fabian Sklar and King, in Farmington Hills, a law firm that represents small businesses after disasters occur. He has some great advice on how to work with your insurance agent before and after a mishap to make sure you’ve got the proper coverage and that there are no surprises when it comes to filing a claim, keeping a natural disaster from becoming a financial disaster.