SBA Hot Topic Tuesday: SBA Secondary Market LoanList Enhancements

by Bob Coleman

Founder & Publisher

LoanLIST is a secondary market application that allows stakeholders to research loan information and payment history. The application provides up‑to‑date loan and payment data to enable users to perform their business procedures, e.g., Pooling, Asset Sale. 

Effective February 19, 2026, several LoanLIST enhancements will be available in production, including updates to the user interface (UI), Excel download, and LoanLIST API version 3. These enhancements are designed to increase stakeholder transparency, support reconciliation and forecasting activities, and improve historical payment tracking.

Summary of Enhancements

The following updates have been implemented across the UI, Excel download, and API.

New Data Fields Added

• SBA Approval Date
• Geography Street
• Loan Status
• Loan Status Date
• Loan Payoff Type
• Pool Number
• Pool Issue Date

Formatting Update

• GP Number has been renamed to SBA Loan Number

Payment History 

• Payoff Amount added to Payment History tablePayoff details are available for loans paid off beginning November 2023
• Balance discrepancies related to full prepayments are now flagged as “Post Payoff Reconciliation” 

API and Excel Download 

• Increased the maximum number of loans per API call to 1,000 loans to reduce the number of required API calls
• New fields added:Gross Margin % PTD
• Net Margin % as of PTD
• Payment Frequency repositioned next to Adjustment Frequency
• Updated download to latest Excel version

User Interface 

Messages covered by the new Loan Payoff Type and Pool fields have been removed from the UI: 

• “This loan is in an SBA Pool”
• “This loan was paid off”
• “This loan was in an SBA Pool and is paid off” 

These messages will continue to appear in the Excel download and API.

The new LoanLIST API version 3 will not be mandatory upon release to production. Users may continue to use LoanLIST API version 2 without interruption. If version 3 becomes mandatory in the future, advance communication will be provided.

Access Requirements

To access LoanLIST, users must have an active Capital Access Financial System (CAFS) account with one of the following roles:

• Lender
• Originator
• Secondary Market
• Financial Reporting

For API access, please refer to the API specifications found here. Version 3 specifications are available as of February 19^th.

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