ADVANCED CASH FLOW ANALYSIS - MAY 28
This web-based training will explore multiple models of both business and personal (business owner) cash flow analysis.We will begin with the business “traditional” EBITDA cash flow and personal cash flow of the “business owner” (using the 1040 tax return, K-1 forms, and the personal financial statement). Additionally, the Global Cash Flow or combined “business & personal” cash flow model will be displayed.
This will be followed by the Statement of Cash Flows (using the Direct and Indirect Methods), as prepared by the CPA, the UCA Cash Flow (using the Moody’s software spreadsheet), Cash Basis Cash Flow, Fixed-Charge Coverage (FCC), and Free Cash Flow (FCF).
Various cash flow projections and sensitivity analyses will also be explored. The seminar will then conclude with “commercial real estate” (CRE) cash flow analysis and other related real estate “investment” cash flow models.
COURSE OBJECTIVES:
• Business (EBITDA) & Personal Cash Flow Analyses
• Global Cash Flow: Combining the Business and Personal Cash Flows
• Statement of Cash Flows, UCA Cash Flow, Cash Basis Cash Flow, Fixed-Charge Coverage, and Free Cash Flow
• Cash Flow Projections and Sensitivity Analysis
• CRE Cash Flow Analysis including Investment Models
WHO SHOULD ATTEND:
Commercial lenders, credit analysts, relationship managers, credit administrators
ADVANCED TAX RETURN ANALYSIS - MAY 29
This seminar will provide the banker with several advanced tax return concepts and related analyses to help them more effectively work with their business customers.
The session will begin with a brief review of analyzing a business owner’s personal “1040” tax return and the return of an LLC, S corporation, and C corporation including Schedules M-1 and M-2, Schedule K-1, pass-through transactions, and other deductions. The remainder of the seminar will cover the following “advanced” tax topics related to business clients:
• Corporate Tax Issues including Business Structure, Section 179 Depreciation, and Bonus Depreciation
• Investments including Capital Gain/Loss Issues and Passive Activities
• Real Estate Issues including Personal Residence, Rentals, Home Offices, and 1031 Tax-Free Exchanges
• Employer Provided Benefits including “Qualified Retirement Plans” and Health Savings Accounts (HSAs)
• Retirement Planning Strategies including “Defined Benefit” (DB) Plans
• Estate Planning Issues including Gifting
• Year-End Tax Strategies
• Changes to the Tax Code that impact Business Owners including the “Tax Cuts and Jobs Act” (TCJA)
WHO SHOULD ATTEND:
Commercial lenders, credit analysts, relationship managers, credit administrators
By registering for either May 28th or May 29th online seminars, you will receive access to both!
Online seminars are scheduled from 9am - 3pm EDT with a 30 minute break for lunch. You will be able to ask questions and interact throughout the day. Our presenter David Osburn, Osburn Associates will make it a great online learning experience for you! Please contact us with any questions.
