Michael Rogers, vice president communications for the Small Business Association of Michigan, talks with Linda Daichendt, executive director of the Mobile Technology Association of Michigan, about saying “no” to smartphones, a survey that shows Michigan small businesses are not ready to face cyber threats, “fintech” overturning banking, a primer on “smart-locks”, tech developments to improve driving, humanoid robots, Google and Chrysler teaming up to build autonomous mini-vans, and a decline in funding for startups.